Traduction de «consumables » (Anglais → Français) :

Specifically, these regulations mandate an effective minimum 21-day interest free grace period on all credit card purchases when a consumer pays the outstanding balance in full; lower interest rates by mandating allocations of payments in favour of the consumer; allow consumers to keep better track of their personal finances by requiring express consent for credit limit increases; limit debt collection practices at financial institutions used in contacting a consumer to collect on a debt; provide clear information in credit contracts and application forms through a summary box that sets out key features such as interest rates and fee ...[+++]s; help consumers manage their credit card obligations by providing information on the time it would take to fully repay the balance if only the minimum payment is made every month; and mandate advance disclosure of interest rate increases prior to their taking effect, even if this information has been included in the credit contract.

This report rests upon the principle that all consumers are susceptible to becoming vulnerable consumers over the course of their lives, since vulnerability can result from endogenous as well as exogenous causes. The causes are endogenous when the consumer’s vulnerability is the result of temporary or permanent causes that are inherent to the consumer or his or her physical or mental situation (children, adolescents, seniors, the disabled, etc.), and exogenous when the causes that make the consumer vulnerable are external: lack of knowledge of the language, lack of education (in general or specific to a sector of the market) or, simply, ...[+++]the need to use new technologies with which the consumer is not familiar.

Fragmentation also undermines consumer confidence in the internal market. The negative effect on consumer confidence is strengthened by an uneven level of consumer protection across the Community.

(16) ‘public auction’ means a method of sale where a good or a service is offered by the trader to consumers, during an event which is physically accessible to the public, through a transparent, competitive bidding procedure run by a third party (the auctioneer), who, for pecuniary consideration , acts as the trader's agent. In an ascending price auction, the good or service is sold to the consumer or a person acting on his behalf making the highest bid. In a descending price auction, the good or service is sold to the consumer or a person acting on his behalf who is first to agree immediately to purchase the good or service for the aski ...[+++]ng price;

Koukiadis (PSE). – (EL) Mr President, the Commission’s new consumer protection strategy is a highly ambitious strategy which symbolises quality of life of consumers by protecting them against unfair practices and reducing unwarranted price differences between one country and another, as well as giving consumers the confidence to access a market of 350 million people and safeguarding the credibility of consumer organisations.

However, we can hardly expect consumers to go to court in the supplier’s country of origin, since suppliers would then establish themselves in the Member States which offered the least consumer protection and had the weakest consumer laws. That will certainly not boost the confidence of consumers which electronic commerce needs if it is to develop.