Mr. Tom Simmons: Between direct lessors, which would include PHH and General Electric in the direct leasing business, and the captives, whose sole role in life is servicing the dealers, they probably have between 70% to 80% of the leasing market in Canada.
M. Tom Simmons: Dans l'ensemble du marché du crédit-bail automobile au Canada, qui comprend les bailleurs directs, dont PHH et General Electric, ainsi que les captives, dont le seul rôle est de servir la clientèle des concessionnaires, la part des captives serait de 70 à 80 p. 100.