Translation of "Housing savings account " (English → French) :

G. whereas social housing should be characterised by a good relationship between quality and purchase price or rent, permit energy savings, be located in an environment which includes green spaces, and be suitable for different generations, with account taken of the specific needs of children and older persons;

– the use of effective, long-term financial leverage to make residential buildings more energy efficient, in both urban and rural areas, while ensuring that this does not lead to a significant increase in housing costs for tenants once energy savings have been taken into account; calls on the Commission to coordinate these efforts and to examine the possibility of introducing incentive measures;

D. whereas social housing should be marked by a good relationship between quality and purchase price or rent, should permit energy saving and should be located in an environment which includes green spaces and is suitable for different generations, taking account of the specific needs of children and older persons;

G. whereas social housing should be characterised by a good relationship between quality and purchase price or rent, permit energy savings, be located in an environment which includes green spaces, and be suitable for different generations, with account taken of the specific needs of children and older persons;

The tax-free savings account can be used to purchase a new car, to renovate a house, to start a small business or for retirement.

MAJOR STRUCTURAL CHANGES HAVE TAKEN PLACE Industry responses to the problems of increased world competition, fluctuating energy costs, reductions in subsidies and other forms of intervention by public bodies, and the technological changes taking place can be grouped as follows: - many sectors undertook major rationalization investment, resulting in higher productivity, a reduction in the workforce and a reduction in the consumption of other inputs, such as energy and material - greater flexibility of costs was sought by many industries by moving to multipurpose production equipment (e.g. the cement industry which is now able to switch be ...[+++]tween primary energy sources depending on their relative prices) - externalization of a number of activities previously done in-house (cleaning, accounting), also in order to obtain more cost flexibility - 3 - - a clear tendency towards increased industrial cooperation is appearing with increasing numbers of joint ventures and of mergers and acquisitions, with a view of getting access to new markets or to improve their competitive position (e.g. the food sector) or in order to save costs by capitalizing on synergies in the production process (automobile, aerospace) - companies decided to make a shift or a change of their product range: either a reduced number of products (chemicals, textiles and clothing) or, on the contrary, a wider product range with a view to reducing the cyclical nature of their business (jewelry, household appliances, pulp and paper) Among the factors most referred to by industry as having induced a re- orientation of corporate strategies figure the changing competitive environment: the globalisation of trade (particularly the emergence of new competitors from the Far East) and the creation of the Single Market.