Traduction de «Pay-day loan company » (Anglais → Français) :

3a. Within two working days of reception of the confirmation and information referred to in paragraph 3, second sub-paragraph, any of the lending Deposit Guarantee Schemes may request EBA to exempt them from the commitment to pay the loan.

In this context, I welcome the legislative proposal, whose stipulation of a general deadline of 30 days for paying for transactions between companies and between companies and public entities – with the latter able to benefit from 60 days in exceptional cases – garnered widespread support in the Group of the European People’s Party (Christian Democrats), of which I am a member.

The new parameters laid down in the adopted report include keeping contractual freedom in negotiations between private enterprises, but imposing time limits (30 + 30 days); setting the term within which public authorities must pay private enterprises at 30 days; and introducing a new rule for large corporations – such as those operating in the postal service, energy and transport sectors – which compete with private companies even though they are publicly funded, in that they are equated to private companies and are therefore subjec ...[+++]t to the rules of the private market.

4. Reduce administrative burdens and promote entrepreneurship Building on the Small Business Act, and in order significantly reduce administrative burdens on business, promote their cash flow and help more people to become entrepreneurs, the EU and Member States should: Ensure that starting up a business anywhere in the EU can be done within three days at zero costs and that formalities for the hiring of the first employee can be fulfilled via a single access point; Remove the requirement on micro-enterprises to prepare annual accounts (the estimated savings for these companies are € 7bn per year) and limit the capital requirements of the European private company to one eu ...[+++]ro; Accelerate the adoption of the European private company statute proposal so that from early 2009 it can facilitate cross border business activities of SMEs and to allow them to work under a single set of corporate rules across the EU; Ensure that public authorities pay invoices, including to SMEs, for supplies and services within one month to ease liquidity constraints and accept e-invoicing as equivalent to paper invoicing (this could deliver cost reductions of up to 18 € Bn); any arrears owed by public bodies should also be settled; Reduce by up to 75% the fees for patent applications and maintenance and halve the costs for an EU trademark.

The EP is of the opinion that national export credit agencies in the EU should no re-insure contracts by either loans or other types of guarantees when the recipient country is not able to immediately pay back a loan that has been allocated to an EU-based company to sell military products to that country.

Instead we need to conclude worldwide agreements and organise Basel II in such a way that it is possible for medium-sized companies to take out loans and pay them back under reasonable conditions.