Translation of "general purpose punch card " (English → French) :

No general purpose card scheme designed exclusively for use in a single country, as well as no card scheme designed exclusively for cross-border use within SEPA, should exist any longer’;

59. Does not, therefore, support third-party access to a customer's bank account information unless the system is demonstrably secure and has been thoroughly tested; notes that, in any regulation, third-party access should be limited to binary ('yes–no') information on the availability of funds, and that special attention should be paid to security, data protection and consumer rights; considers, in particular, that it should be clearly specified which parties can have access to this information on a non-discriminatory basis, and under which conditions the data can be stored, and that these provisions need to be subject to a contractual relationship between the entities involved; stresses that a clear distinction between access to inform ...[+++]ation on the availability of funds for a given transaction, and access to a customer's account information in general, should be made when establishing a regulatory framework for third-party access; calls on the Commission to ensure protection of personal data by proposing, after the consultation of the European Data Protection Supervisor, clear regulation as to which role each actor plays in collecting data and for which purpose, and a clear definition of the actors responsible for collecting, processing and retaining data; adds that card users should have the possibility to access and rectify their personal data, also in a complex cross border context; finds that data protection requirements should be implemented along the principle of ‘privacy by design/by default’ and that businesses or consumers should not bear the responsibility to protect their data;

J. whereas the Single Euro Payments Area (SEPA) Cards Framework requires customers to be able "to use general purpose cards to make payments and cash withdrawals in euro throughout the SEPA area with the same ease and convenience than they do in their home country.

No general purpose card scheme designed exclusively for use in a single country, as well as no card scheme designed exclusively for cross-border use within SEPA, should exist any longer";

As well, if we have a general list, like a library card, you can understand how a Vancouver library card with my name on it really ought not to count for purposes of a vote being cast in a riding in Ontario, to take an example.

They are different from instruments already in use, e.g. from telephone cards carrying a chip, in that they can be developed into multi-purpose instruments, allowing, for instance, payments for public transport of highway tolls, or indeed to make small value payments in the retail and service areas generally, and this in any given currency, including the ECU.