Traduction de «Conseiller des clients sur le choix de produits » (Français → Anglais) :

Points out that while private, own-brand labelled products can bring increased value, choice and ‘fair trade’ products to consumers, they also represent a strategic issue in the medium- and long-term, as they introduce a horizontal dimension to competition in respect of industrial brands that had never previously been a factor and that can give an unfair and anti-competitive position to retailers, who become bo ...[+++]th customer and competitor; draws attention to the existence of a ‘risk threshold’ beyond which the market penetration of own brands in a given category of product could turn the current positive effects of own brands into negative effects, and provide a disincentive as regards the innovative efforts of many companies; insists, therefore, that the issue of private own-brands requires particular attention from the Commission and competition authorities, specifically with regard to the need to assess the potential long-term consequences for the supply chain and the position of farmers within it, while bearing in mind that consumer habits in Member States vary.

1. Without prejudice to Article 20(1), when providing advice on an insurance-based investment product, the insurance intermediary or insurance undertaking shall also obtain the necessary information regarding the customer’s or potential customer’s knowledge and experience in the investment field relevant to the specific type of product or service, that person’s financial situation including that person’s ability to bear losses, and that person’s investment objectives, including that person’s risk tolerance, so as to enable the insurance intermediary or the insurance undertaking to recommend to the customer or potential customer the insurance-based investment products that are ...[+++]suitable for that person and that, in particular, are in accordance with that person’s risk tolerance and ability to bear losses.

Firstly, standard terms for the sale of consumer goods or services where the standard terms define the scope of the product sold to the customer, and where therefore the risk of limiting product choice is more significant, could give rise to restrictive effects on competition within the meaning of Article 101(1) where their common application is likely to result in a de facto alignment.

There would normally not be any significant limitation in the customer's choice of the end-product, namely the construction work.

Better and more systematic information on the environmental characteristics of building materials is necessary to guide designers, builders and their customers in their choice of materials, and the Commission will develop the environmental labelling of construction materials in the framework of environmental product declarations (EPD's) and/or the EU eco-label as appropriate.

Better and more systematic information on the environmental characteristics of building materials is necessary to guide designers, builders and their customers in their choice of materials, and the Commission will develop the environmental labelling of construction materials in the framework of environmental product declarations (EPD's) and/or the EU eco-label as appropriate.