Translation of "Régime collectif à faible participation " (French → English) :

low-carbohydrate diet [ low-carb diet ]

profit sharing pension plan

deferred profit-sharing pension plan

but does not include the part, if any, of a premium or contribution that, by making (or failing to make) an election or exercising (or failing to exercise) any other right under the plan after beginning to participate in the plan and within 12 months before the time the premium was paid or the contribution was made, the individual could have prevented the premium or contribution and that would not as a consequence have been required to be remitted on behalf of the individual to another registered retirement savings plan or pooled registered pension plan or to a money purchase provision of a registered pension plan.

(11) For the purposes of paragraphs 60(j), (j.1) and (l), section 146 (other than subsections (8.3) to (8.7)), paragraphs 146.01(3)(a) and 146.02(3)(a) and Parts X. 1 and X. 5, a contribution made to a PRPP by a member of a PRPP is deemed to be a premium paid by the member to an RRSP under which the member is the annuitant.

In the forces there's a group dental plan, as there is the Public Service Health Care Plan, and once you retire you are allowed to participate therein.

PRPPs would be accessible to those without an employer-employee relationship, allowing the self-employed to benefit from the advantages of PRPPs, including the lower costs that would result from the pooled funds.