Traduction de «Service de réseaux de cartes de crédit » (Français → Anglais) :

In Canada, as you know, the credit card networks have recently restructured themselves in order to be the latter, partly as a result of prompting from the Competition Bureau, which wanted that change in order to approve the duality—the change to allowing banks to offer both card networks, or to issue cards from both MasterCard and Visa.

(5) Issuing of payment cards which allow the payment service user to transfer credited funds (debit cards) or funds covered by credit line (credit cards).

16. Notes that the legislative framework set out in Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6(1) - Statement by the Commission re Article 3(1) first indent already provides consumers purchasing at a distance with rights to a refund in the event of non-authorised transactions or non-delivery of the goods/services purchased; calls on the Commission to assess how successful this framework has been in building consumer confidence in e-commerce, how existing mechanisms (including char ...[+++]ge-back between card-issuer and merchant) are operating and how refund mechanisms (with legislative or non-legislative backing) should be incorporated into future on-line payment systems, bearing in mind that credit or charge cards may not be the predominant medium; notes the importance of encouraging measures to tackle fraud including the development of new authentication and identification techniques; further calls on the Commission to bring forward proposals to ensure a single area for payment cards and to continue to promote the measures needed to facilitate the cross-border use of electronic money;

Notes that the legislative framework set out in Directive 97/7/EC already provides consumers purchasing at a distance with rights to a refund in the event of non-authorised transactions or non-delivery of the goods/services purchased; calls on the Commission to assess how successful this framework has been in building consumer confidence in e-commerce, how existing mechanisms (including charge-back between card issuer and merchant) are operating and how refund mechanisms (with legislative or non-legislative backing) should be incorporated into future on-line payment systems, bearing in mind that credit ...[+++] or charge cards may not be the predominant medium; notes the importance of encouraging measures (60 words deleted) to tackle fraud including the development of new authentication and identification techniques; further calls on the Commission to bring forward proposals to ensure a single area for payment cards and to continue to promote the measures needed to facilitate the cross-border use of electronic money;

16. Notes that the legislative framework set out in Directive 97/7/EC already provides consumers purchasing at a distance with rights to a refund in the event of non-authorised transactions or non-delivery of the goods/services purchased; calls on the Commission to assess how successful this framework has been in building consumer confidence in e-commerce, how existing mechanisms (including charge-back between card issuer and merchant) are operating and how refund mechanisms (with legislative or non-legislative backing) should be incorporated into future on-line payment systems, bearing in mind that ...[+++]credit or charge cards may not be the predominant medium; notes the importance of encouraging measures to tackle fraud including the development of new authentication and identification techniques; further calls on the Commission to bring forward proposals to ensure a single area for payment cards and to continue to promote the measures needed to facilitate the cross-border use of electronic money;

The proposed payment card networks act, which we are here to discuss today, is an adjunct to the code of conduct that allows the government to institute regulations regarding the commercial practices of the credit and debit card networks, including Visa, MasterCard, American Express and Interac, if required.