Translation of "Sociétés de garantie de crédit " (French → English) :

5. Notes that the financial crisis in the EU led to a number of European bank failures and that, as a result, on the one hand lenders are less willing to grant credit to SMEs, thereby hindering SMEs’ access to finance, while on the other hand companies’ trust in lending institutions was damaged, discouraging them from applying for credit; is concerned that an increasingly capital- and risk-sensitive banking sector is asking for more collateral and higher risk premiums, with both of these requirements resulting in insufficient financing and missed business and employment opportunities in this very large sector of the economy; regards, t ...[+++]herefore, the availability of credit and loan guarantee schemes as crucial to exploiting the growth and job potential offered by SMEs;

EUROVOC descriptor: credit guarantee financial instrument management audit credit institution financial solvency investment company

19. Considers that one serious obstacle to increased agricultural output in developing countries is the lack of access for small farmers to loans and micro-credits for investment in seeds, fertilisers and irrigation mechanisms; stresses, furthermore, the issue of loan guarantees, which, in most cases, are not available; calls on the European Investment Bank to look into ways of providing programmes to assist local food producers in developing countries with loan guarantees to support access to credit and micro-credit;

23. Considers that one serious obstacle to increased agricultural output in developing countries is the lack of access for small farmers to loans and micro-credits for investment in improved seeds, fertilisers and irrigation mechanisms; stresses, further, the issue of loan guarantees, which in most cases are not available; calls on the European Investment Bank to look into means of providing programmes for local food producers in developing countries with loan guarantees to support access to credit and micro-credit;

19. Considers that one serious obstacle to increased agricultural output in developing countries is the lack of access for small farmers to loans and micro-credits for investment in seeds, fertilisers and irrigation mechanisms; stresses, further, the issue of loan guarantees, which, in most cases, are not available; calls on the European Investment Bank to look into ways of providing programmes to assist local food producers in developing countries with loan guarantees to support access to credit and micro-credit;

45. Considers that one serious obstacle to increased agricultural output in developing countries is the lack of access for small farmers to loans and micro-credits for investment in improved seeds, fertilisers and irrigation mechanisms; stresses, further, the issue of loan guarantees that in most cases are not available; calls on the European Investment Bank to look into means to provide programmes for local food producers in developing countries with loan guarantees to support access to credit and micro-credit;