Traduction de «maximum des prêts à vie » (Français → Anglais) :

These include the application of maximum loan-to-value (LTV) ratios for housing loans as well as defining maximum loan-to-income (LTI) or mortgage debt servicing-to-income (DTI) ratios.

Activities will aim to complement the existing actions by improving co-operation with domain name registries in Member States, and encouraging positive relationships with registries outside the EU to enable earlier detection of potentially illegal content and minimise the longevity of known websites offering child sexual abuse content.

(11a) In its resolution on the Commission communication on Making a European Area of Lifelong Learning a Reality the Parliament welcomed the European Investment Bank (EIB) i2i initiative, extending its remit to the granting of study loans to improve educational opportunities, and called on the Commission and Member States to facilitate EIB loans for lifelong learning.

- Reserve for competitiveness (up to a maximum of EUR 7 billion): new instrument replacing the Growth Adjustment Fund, proposed by the Commission, to be mobilised to boost growth and competitiveness and to allow the Union to react to economic changes; - Reserve for cohesion (up to a maximum of EUR 3 billion): new instrument aiming to develop a mechanism to be mobilised to react to economic shocks and abrupt changes in EU regions and Member States eligible under Heading 1b) even through the reprogramming of unused appropriations; - Reserve: Emergency Aid (up to a maximum of EUR 1.5 billion): existing instrument to be placed outside the ...[+++]Financial Perspective; - Reserve: Solidarity Fund (up to a maximum of EUR 6.2 billion) existing instrument that is already outside the Financial Perspective and that the Commission proposes to budget under the ceiling; - Reserve for loans guarantee (up to a maximum of EUR 3.0 billion): part of this reserve existed under Heading 4; the principle should be extended to guarantee the financing of transport and infrastructure projects; this instrument should be placed outside the Financial Perspective; - Reserve for flexibility (up to a maximum of EUR 3.5 billion): existing instrument already placed outside the Financial Perspective and with an increased amount of EUR 500 million;

the loan agreement must not include any clause providing that in specified circumstances, other than the winding-up of the assurance undertaking, the debt will become repayable before the agreed repayment dates.

[41] The "Innovation 2000 Initiative", implemented by the EIB after Lisbon through the setting-up of a dedicated lending programme of EUR 12-15 billion, should be a significant support to the implementation of lifelong learning.