Traduction de «translation of compris les succursales » (Français → Anglais) :

(a) credit institutions as defined in point (1) of Article 4(1) of Regulation (EU) No 575/2013 of the European Parliament and of the Council , including branches thereof within the meaning of point (17) Article 4(1) of that Regulation where such branches are located in the Union, whether the head offices of those branches are located within the Union or, in accordance with Article 47 of Directive 2013/36/EU and with national law, outside the Union;

(a) credit institutions as defined in point (1) of Article 4(1) of Regulation (EU) No 575/2013 of the European Parliament and of the Council, including branches thereof within the meaning of point (17) Article 4(1) of that Regulation where such branches are located in the Union, whether the head offices of those branches are located within the Union or, in accordance with Article 47 of Directive 2013/36/EU and with national law, outside the Union;

As we move from a business that was once almost entirely centred on the branch to one that offers a wide choice of delivery channels, including the traditional branch, we must upgrade and transform even our existing delivery system.

In terms of retail banking, you said that we must upgrade our delivery system as we move from a business that was once almost entirely centred on the branch to one that offers a wide choice of delivery channels, including the traditional branch.

Mr. John Cleghorn: Data processing, technological development—technology underlies virtually every product we have today, including our branches.

‘bank’ means a credit institution as defined in point (1) of Article 4(1) of Regulation (EU) No 575/2013 of the European Parliament and of the Council , including branches, within the meaning of point (17) of Article 4(1) of that Regulation, of credit institutions having their head offices inside or, in accordance with Article 47 of Directive 2013/36/EU of the European Parliament and of the Council , outside the Union where such branches are located in the Union;

(b) in other cases - if it has its statutory seat, central administration or place of business, including a branch, agency or any other establishment in that Member State;

Once everyone is able to have a bank account and access to a bank branch, the second legislative step to be taken will be to ensure that everyone has access to personalized banking services at a reasonable distance from wherever they live. Also, the legitimacy of branch closings must be monitored more specifically by setting up a justification procedure with an impartial public consultation mechanism that will hear the people representing the affected communities and which will apply whenever a bank wants to close a branch. It should be accompanied by sanctions, including the establishment of compensation for those communities, as the ca ...[+++]se may be; a mechanism for the evaluation of the quality of services offered by the banks to the population which would come into play in the case of operations like bank mergers; finally, regulations concerning minimum banking hours during which counter service will be offered.

"credit institution" means a credit institution, as defined in the first subparagraph of Article 1(1) of Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions , including branches within the meaning of Article 1(3) of that Directive located in the Community of credit institutions having their head offices inside or outside the Community;

Applications can be made to any bank in West and East Germany, including branches of foreign banks.