Translation of "non-contributory pension scheme " (English → French) :

The Commission consultation paper analyses three key parameters of supplementary pension schemes : rules on acquisition and preservation of pension rights ; rules on transferability of pension rights ; rules on cross-border membership of pension schemes (remaining in the same pension scheme while moving to a job in another Member State).

Significantly, the Commission notes that, in relation to cross-border membership, the recent political agreement allowing for pan-European pension funds will help those workers who change Member State to work and are able to stay in the same pension scheme but serious problems will still remain where workers are forced to change pension scheme.

Even if the worker has acquired pension rights in the home supplementary pension scheme, he or she still risks in fact not being able to transfer them to a new scheme.

FRANCE", the word "None" shall be replaced by the following: "All applications for pension benefits or survivor's benefits under supplementary pension schemes for employees, with the exception of applications for old-age pensions or surviving partner's pensions under the supplementary pension scheme for flying personnel employed in civil aviation".

The European Union and the Member States, by creating a good regulatory framework, and the social partners, through sound management of pension schemes, should take the necessary measures to safeguard the ability of private pension schemes to provide the pension benefits to which scheme members are entitled.

Nevertheless, if a penalisation of cross-border mobility is to be avoided some aspects of occupational pension schemes should receive some attention at the Community level as potential obstacles to labour mobility: Long vesting and waiting periods can hinder labour mobility because they make the level of retirement income contingent on long uninterrupted employment periods with the same employer; migrant workers must have a right to leave pension rights in a previous pension scheme where these rights should be protected against erosion through inflation; transfer values representing acquired pe ...[+++]nsion rights should be calculated in a fair manner; and, finally, double taxation, especially as a result of taxes on transfer values should be avoided.