l’U
nion, appliquer les dispositions de cette directive à des domaines qui ne relèvent pas de son champ d’application. Ainsi, ils peuvent maintenir ou introduire des mesures nationales qui correspondent aux dispositions de cette directive ou à certa
ines d’entre elles, pour les contrats de crédit qui n’entrent pas dans le champ d’application matériel de la directive comme, en l'espèce, les
contrats de crédit garantis par un bien immobil ...[+++]ier.The Court of Justice rules, first, on the inclusion by the Member States of consumer credit ag
reements secured by immovable property in the material scope of a national measure transposing the directive, although the directive excludes them from its own scope. The Court points out that the Member States may, in accordance with EU law, apply the directive’s provisions to areas not covered by its scope. Thus, they may, for credit agreements which do not fall within the directive’s material scope, such as, in the present case, credit agreements secured by immovable property, maintain or introduce national measures that correspond to the pro
...[+++]visions of the directive or to certain of them.