Translation of "Prime en fonction du risque " (French → English) :

This proposal for a directive does not target the calculation of premiums according to risk, but is solely concerned with the inclusion of sex as a factor in this calculation by the insurance companies.

Since 1999, the premium paid to producers is made up of a fixed part and a variable part (30% to 45% of the premium, granted as a function of the quality delivered).

Paying bonuses on the basis of the distance travelled or amount of goods carried can always encourage irresponsible driving and excessive working hours and must therefore be avoided in all cases.

(11a) Differentiation in premiums for or benefits under insurance products based on sex (including the risk of pregnancy) is discriminatory since sex constitutes a factor that may not be influenced and is only attributed to a group on the basis of statistical assumptions; different pricing in relation to differences in risk profile should be attributable to the behaviour and choices of individuals.

It is vital to bring a new balance into some of the land-use policies, such as stock farming in Corsica, and to allocate subsidies on the basis of economic and preventive factors.

(c) granting non-renewable individual compensatory payments to fishermen who can show that they have worked for at least five years as fishermen, to help them retrain or diversify their activities outside maritime fisheries under an individual or collective social plan, on the basis of an eligible cost limited to EUR 50000 per individual beneficiary; the management authority shall determine the individual amount according to the scale of the retraining and diversification project and the financial commitment entered into by the beneficiary;